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- | ~~DISCUSSION|Weitere Fragen oder Anmerkungen? | ||
====== Frequently Asked Questions (FAQ) ====== | ====== Frequently Asked Questions (FAQ) ====== | ||
- | ===== General questions | + | \\ |
+ | ===== Index ===== | ||
+ | * [[# | ||
+ | * [[# | ||
+ | * [[# | ||
+ | * [[# | ||
+ | * [[# | ||
+ | \\ | ||
+ | |||
+ | ===== GENERAL QUESTIONS | ||
==== What is Minuto? ==== | ==== What is Minuto? ==== | ||
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Idea and concept by: https:// | Idea and concept by: https:// | ||
- | ==== Can Minutos only be redeemed at the respective issuer? ==== | + | ==== What are the target groups for Minuto? ==== |
- | Similar to the euro, the Minuto voucher as a medium of exchange can travel from person to person hundreds of times before it is redeemed at the respective issuer. Each person has the freedom to accept | + | Between close friends, people have always helped each other without money. This should also remain like that. Minutos therefore work best amongst friends and in the extended circle of friends, provided that mutual services have already been charged and/or paid for (barter ring, regional money or regular money). In other words: Minutos work in social networks where people trust each other. As trust grows, so does the circle |
- | + | ||
- | ==== Does the issuer | + | |
- | The issuers' | + | ==== Does it make sense to save Minutos? ==== |
- | ==== Are the guarantors generally obligated to redeem the Minutos? ==== | + | Short-term saving over a few weeks or months can make sense for larger purchases. Long-term saving of Minutos does not make sense because |
- | No. Guaranteeing a voucher means having to provide an equivalent service if the issuer and his legal successors (heirs) are unable to provide a service, for example in the event of: Inability to work or earn, "address unknown" | + | ==== What is understood by " |
- | ==== What' | + | In a performance-oriented society based on the division |
- | Each voucher has a registered validity limit. Newly created ̈Minutos are valid for 5 years (to be precise, until the end of the year of issue plus 5 years). The issuer may repeat the redemption obligation and create new Minuto according to personal needs. The quantity of Minutos in circulation as well as the coverage of the vouchers is in this way individually defined by each person. | + | ==== Business use / Taxes ==== |
- | ==== Can a voucher redeemed by the issuer be used a 2nd time? ==== | + | For business use, you need the conversion rate, see [[en: |
- | If the voucher is valid for more than 3 years, the issuer can use the voucher repeatedly. As soon as the validity period is shorter than 3 years, the issuer destroys the voucher after redemption. Due to this rule, participants of the network practically never receive vouchers that are about to expire. | + | ==== How are sales in Minuto taxed? ==== |
- | ==== Do you have to issue Minutos to participate? | + | The Minuto is designed |
- | The use of vouchers is as voluntary as the acceptance of Minutos | + | Business owners can also use Minutos. |
- | ==== Is there a minimum age to issue Minutos? ==== | + | ==== Can retail stores also participate? ==== |
- | Some young people are more capable than many adults | + | Yes, it is possible. A sign can be placed |
- | ==== How many vouchers should/may everyone issue? ==== | + | ==== Are there current accounts for Minuto? ==== |
- | To be able to pay small amounts one must have enough 1 and 5 Minuto vouchers. It therefore makes sense for each person to issue 10 sheets of vouchers. Each sheet represents 231 Minutos. 10 sheets are therefore 2310 Minutos, equal to 38.5 hours of qualitative work. This corresponds to one working week. | + | No. Each individual voucher is a certificate. Legally, it is a ' |
- | ==== Can I buy anything with Minutos? ==== | + | ==== Can anyone download the Minuto files and upload them to their own website? ==== |
- | Minutos | + | Yes, because the Minuto files are to be made available in as many places as possible. Minutos |
- | ==== Who are the target groups for Minuto? ==== | + | ==== What are the catches? ==== |
- | Between close friends, people have always helped each other without money. This should also remain like that. Minutos | + | Instead of a centralized belief system, the Minuto lives through decentralized self-responsibility. This is unusual for many people. Finding new Minuto exchange partners |
- | ==== Exchange rate ==== | + | In the wallet, 2 separate compartments make sense: for your own Minutos and for Minutos issued by others.\\ |
- | Minuto | + | The possibility of making your own means of payment is exceptional and can cause excessive enthusiasm. However, more important than the vouchers are the service offers. This must be pointed out again and again. |
- | **Recommended conversion rate: 60 minuto | + | ==== Isn't it all too elaborate and complicated? |
- | ==== Business | + | Often at the beginning the argument comes that the thing with the guarantors and the effort to create valid Minuto is too complicated. At the first moment it may seem so, however, a distinction must be made between the use and the creation of Minuto vouchers. The creation of new Minuto is somewhat complex, but the use is very simple and not everyone has to create Minuto to participate. |
- | For business use, you need the conversion rate. At the above rate, if for example 60 minuto are received, then this corresponds to a taxable cash income of 30€. If these 60 minuto are spent again, this corresponds also again to an expenditure of 30€.\\ | + | \\ |
- | It can make sense to accept only a percentage in minuto, so that enough euros are taken in to be able to pay expenses, taxes, etc. | + | ===== ISSUANCE ===== |
- | ==== How are sales in Minuto taxed? ==== | + | ==== Do I have to issue Minutos to participate? ==== |
- | The Minuto | + | No. The use of vouchers |
- | Business owners can also use Minutos. Commercial transactions in Minuto are subject to tax in the same way as in conventional currencies and are paid in them. The recommended conversion rate for accounting purposes is: 60 minutos | + | ==== Is there a minimum age to issue Minutos? ==== |
- | ==== Does it make sense to save Minutos? ==== | + | Some young people are more capable than many adults in particular areas of expertise, such as computer operation. If, in addition |
- | Short-term saving over a few weeks or months can make sense for larger purchases. Long-term saving of Minutos does not make sense because the validity of each voucher ends after a few years. | + | ==== How many vouchers should/may everyone issue? ==== |
- | ==== What is understood by " | + | To be able to pay small amounts one must have enough 1 and 5 Minuto vouchers. It therefore makes sense for each person to issue 10 sheets of vouchers. Each sheet represents 231 Minutos. 10 sheets are therefore 2310 Minutos, equal to 38.5 hours of qualitative |
- | In a performance-oriented society based on the division | + | ==== Does the issuer have to write all of its service offerings on the vouchers? ==== |
+ | |||
+ | The issuers' | ||
==== Who prints Minuto vouchers and on which paper? ==== | ==== Who prints Minuto vouchers and on which paper? ==== | ||
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This corresponds to the traditional way to confirm a contract. The color of the stamp impression soaks into the paper and can be seen on the back of the minuto. Real signatures and stamp impression, ideally in color, are security features. They emphasize the credibility of the Minuto. Copied Minutos are not valid. | This corresponds to the traditional way to confirm a contract. The color of the stamp impression soaks into the paper and can be seen on the back of the minuto. Real signatures and stamp impression, ideally in color, are security features. They emphasize the credibility of the Minuto. Copied Minutos are not valid. | ||
+ | |||
+ | ==== How do I find the guarantors? ==== | ||
+ | |||
+ | The easiest way is to have mutual guarantors within 4 people (2 male, 2 female). This way everyone gets one male and one female guarantor. In case of larger groups (e.g. in the Minuto Game), larger circles can be formed (group size divisible by 4, equal number of men and women, two men and two women standing next to each other). In general, the trust has to decide. | ||
==== What are the three black dots on the template for? ==== | ==== What are the three black dots on the template for? ==== | ||
When the template is cut, the horizontal cut goes exactly through these three dots. As a result, each voucher has a half dark dot at the top edge. The dots are arranged so that they are on the far left of the 1 and on the far right of the 120, according to the value of the voucher. So you can see dark lines on the top edge of a Minuto bundle and easily find vouchers of the same value. | When the template is cut, the horizontal cut goes exactly through these three dots. As a result, each voucher has a half dark dot at the top edge. The dots are arranged so that they are on the far left of the 1 and on the far right of the 120, according to the value of the voucher. So you can see dark lines on the top edge of a Minuto bundle and easily find vouchers of the same value. | ||
+ | |||
+ | \\ | ||
+ | |||
+ | ===== PAYMENT ===== | ||
+ | |||
+ | ==== Can I buy anything with Minutos? ==== | ||
+ | |||
+ | Minuto is intended as an interpersonal means of regional payment and is a supplement to legal tender. For the time being, many things will continue to be available only against Euro, Pounds, Dollars, Yen, etc., such as gasoline, heating oil, telephone, electricity, | ||
+ | |||
+ | ==== What's the validity of a Minuto voucher? ==== | ||
+ | |||
+ | Each voucher has a registered validity limit. Newly created ̈Minutos are valid for 5 years (to be precise, until the end of the year of issue plus 5 years). The issuer may repeat the redemption obligation and create new Minuto according to personal needs. The quantity of Minutos in circulation as well as the coverage of the vouchers is in this way individually defined by each person. | ||
+ | |||
+ | ==== Can Minutos only be redeemed at the respective issuer? ==== | ||
+ | |||
+ | No. Similar to the Euro, Minuto vouchers as a medium of exchange can travel from person to person hundreds of times before they are redeemed at the respective issuer. Each person has the freedom to accept or reject the vouchers. However, the issuer of the respective voucher is obligated to redeem it within its period of validity. The issuer can provide any kind of service. The main thing is the satisfaction of the people involved. | ||
==== How do I know where to spend Minuto? ==== | ==== How do I know where to spend Minuto? ==== | ||
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To participate in a Minuto group, you first fill out a form with your own offers. This sheet is then copied and distributed to the other group members. In this way, instead of a central directory, each individual creates his or her own " | To participate in a Minuto group, you first fill out a form with your own offers. This sheet is then copied and distributed to the other group members. In this way, instead of a central directory, each individual creates his or her own " | ||
- | ==== Can retail stores also participate? | + | \\ |
- | Yes, it is possible. A sign can be placed in the entrance area of the store. (There is a print template for this.) This will indicate the zip code area whose vouchers are usually accepted. However, in the longer term, business owners will only accept Minutos if their suppliers also accept Minutos. | + | ===== ACCEPTANCE, REDEMPTION ===== |
- | ==== Are there current accounts for Minuto? ==== | + | ==== What do I do as a provider if someone wants to pay with supra-regional |
- | No. Each individual voucher is a certificate. Legally, it is a ' | + | You can accept them, charge |
- | ==== How do I find the guarantors? ==== | + | * **Accept**, if you are going to make a trip to that region in the foreseeable future or purchase something from there. |
- | The easiest way is to have mutual guarantors within 4 people | + | * **Charge a surcharge** |
- | ==== Can anyone download the Minuto files and upload them to their own website? ==== | + | * **Decline** |
- | Yes, because | + | ==== Can a voucher redeemed by the issuer |
- | ==== What are the catches? ==== | + | If the voucher is valid for more than 3 years, the issuer can use the voucher repeatedly. As soon as the validity period is shorter than 3 years, the issuer destroys the voucher after redemption. Due to this rule, participants of the network practically never receive vouchers that are about to expire. |
+ | |||
+ | ==== Are the guarantors generally obligated to redeem | ||
- | Instead of a centralized belief system, | + | No. Guaranteeing |
- | In the wallet, 2 separate compartments make sense: for your own Minutos and for Minutos issued by others.\\ | + | ---- |
- | The possibility of making your own means of payment is exceptional and can cause excessive enthusiasm. However, more important than the vouchers are the service offers. This must be pointed out again and again. | + | ===== CRITIQUE ===== |
- | ===== Isn' | + | ==== What about elderly or disabled people who can' |
- | Often at the beginning the argument comes that the thing with the guarantors and the effort | + | When new ideas are introduced, people often unconsciously want a general solution |
+ | However, one thing can already be said, since very many of our social problems result from the monopoly position of the current money, in a world with many different means of payment, e.g. like Minuto, many of our problems would not occur at all or they would be less pronounced. Thus, it would be much easier to help people in need, because we would live in more prosperity and would have much more time to help others. | ||
+ | |||
+ | |||
+ | \\ | ||
Source: [[https:// | Source: [[https:// | ||
+ | |||
+ | ===== Questions? ===== | ||
+ | |||
+ | See our [[en: |