Minuto Cash Wiki

Regional currency, self-created, for all regions

User Tools

Site Tools

Trace:
en:faq

Differences

This shows you the differences between two versions of the page.

Link to this comparison view

Both sides previous revision Previous revision
Next revision 		Previous revision
en:faq [2022/05/28 01:06]
david 		en:faq [2022/07/12 18:04] (current)
david [Index]
Line 1: Line 1:
-~~DISCUSSION|Weitere Fragen oder Anmerkungen?~~ 
 ====== Frequently Asked Questions (FAQ) ====== ====== Frequently Asked Questions (FAQ) ======
  
-===== General questions ===== +\\ 
 +===== Index ===== 
 +  * [[#general_questions|GENERAL QUESTIONS]] 
 +  * [[#issuance|ISSUANCE]] 
 +  * [[#payment|PAYMENT]] 
 +  * [[#acceptance_redemption|ACCEPTANCE, REDEMPTION]]  
 +  * [[#critique|CRITIQUE]]  
 +\\ 
 + 
 +===== GENERAL QUESTIONS ===== 
  
 ==== What is Minuto? ==== ==== What is Minuto? ====
Line 24: Line 32:
 In a performance-oriented society based on the division of labor, the duration of work is insufficient as the sole measure of value. Therefore, the indication of minutes on the vouchers is linked to the terms 'quality' and 'performance'. 60 Ninutos are equated with 30 Euros (August 2010), i.e. a middle value between a highly specialized and a less specialized activity. However, the payment for a service offered will always depend on what value it has for other people. Over time, through supply and demand, appropriate prices will be found. The principle applies: Everything is a matter of negotiation! In a performance-oriented society based on the division of labor, the duration of work is insufficient as the sole measure of value. Therefore, the indication of minutes on the vouchers is linked to the terms 'quality' and 'performance'. 60 Ninutos are equated with 30 Euros (August 2010), i.e. a middle value between a highly specialized and a less specialized activity. However, the payment for a service offered will always depend on what value it has for other people. Over time, through supply and demand, appropriate prices will be found. The principle applies: Everything is a matter of negotiation!
  
-==== Exchange rate ==== +==== Business use / Taxes ====
  
-Minuto vouchers are based on qualitative human working time, therefore they are stable in value during the validity period. The conversion rate, may vary depending on the region and may also change, for example, due to inflation of the legal currency. The price of a craftsman hour is a rough guide to determine the conversion rate.+For business use, you need the conversion rate, see [[en:conversion|How to convert]].\\ It can make sense to accept only a percentage in minuto, so that enough euros are taken in to be able to pay expenses, taxes, etc. Learn more about the [[en:business_use|business use]] of Minuto.
  
-**Recommended conversion rate: 60 minuto = 30€ (as of 2021)**.+==== How are sales in Minuto taxed? ====
  
-==== Business use / Taxes ====+The Minuto is designed to optimize neighborly help and the exchange of friendly turns. Sales of this type are usually tax-exempt.\\
  
-For business use, you need the conversion rate. At the above rate, if for example 60 minuto are received, then this corresponds to a taxable cash income of 30€. If these 60 minuto are spent again, this corresponds also again to an expenditure of 30€.\\+Business owners can also use Minutos. Commercial transactions in Minuto are subject to tax in the same way as in conventional currencies and are paid in them. The recommended conversion rate for accounting purposes is: 60 minutos = 30 Euros (Aug 2010). In some municipalities it is already possible to pay taxes in complementary currencies. Learn more about the [[en:business_use#taxes|taxation]] of Minuto for business use.
  
-It can make sense to accept only a percentage in minuto, so that enough euros are taken in to be able to pay expenses, taxes, etc.+==== Can retail stores also participate? ====
  
-==== How are sales in Minuto taxed? ====+Yes, it is possible. A sign can be placed in the entrance area of the store. (There is a print template for this.) This will indicate the zip code area whose vouchers are usually accepted. However, in the longer term, business owners will only accept Minutos if their suppliers also accept Minutos.
  
-The Minuto is designed to optimize neighborly help and the exchange of friendly turns. Sales of this type are usually tax-exempt.\\+==== Are there current accounts for Minuto? ====
  
-Business owners can also use Minutos. Commercial transactions in Minuto are subject to tax in the same way as in conventional currencies and are paid in them. The recommended conversion rate for accounting purposes is: 60 minutos = 30 Euros (Aug 2010). In some municipalities it is already possible to pay taxes in complementary currencies.+No. Each individual voucher is a certificate. Legally, it is a 'bearer bond'. Computer use could eliminate the individual responsibility assignment as well as reduce social networking.
  
 ==== Can anyone download the Minuto files and upload them to their own website? ==== ==== Can anyone download the Minuto files and upload them to their own website? ====
Line 54: Line 62:
 The possibility of making your own means of payment is exceptional and can cause excessive enthusiasm. However, more important than the vouchers are the service offers. This must be pointed out again and again. The possibility of making your own means of payment is exceptional and can cause excessive enthusiasm. However, more important than the vouchers are the service offers. This must be pointed out again and again.
  
-===== Isn't it all too elaborate and complicated? =====+==== Isn't it all too elaborate and complicated? ====
  
 Often at the beginning the argument comes that the thing with the guarantors and the effort to create valid Minuto is too complicated. At the first moment it may seem so, however, a distinction must be made between the use and the creation of Minuto vouchers. The creation of new Minuto is somewhat complex, but the use is very simple and not everyone has to create Minuto to participate. Often at the beginning the argument comes that the thing with the guarantors and the effort to create valid Minuto is too complicated. At the first moment it may seem so, however, a distinction must be made between the use and the creation of Minuto vouchers. The creation of new Minuto is somewhat complex, but the use is very simple and not everyone has to create Minuto to participate.
  
 +\\
  
-===== Issuance ===== +===== ISSUANCE =====  
 + 
 +==== Do I have to issue Minutos to participate? ==== 
 + 
 +No. The use of vouchers is as voluntary as the acceptance of Minutos as payment for one's own services. More important than issuing are offers in the region. Service providers are paid with vouchers for their services. Through their performance they receive Minutos, which they can spend again with other providers. 
 + 
 +==== Is there a minimum age to issue Minutos? ==== 
 + 
 +Some young people are more capable than many adults in particular areas of expertise, such as computer operation. If, in addition to accepting the vouchers, young people also issue Minutos themselves, it should be noted that the guarantors must always be of legal age. 
 + 
 +==== How many vouchers should/may everyone issue? ==== 
 + 
 +To be able to pay small amounts one must have enough 1 and 5 Minuto vouchers. It therefore makes sense for each person to issue 10 sheets of vouchers. Each sheet represents 231 Minutos. 10 sheets are therefore 2310 Minutos, equal to 38.5 hours of qualitative work. This corresponds to one working week.
  
 ==== Does the issuer have to write all of its service offerings on the vouchers? ==== ==== Does the issuer have to write all of its service offerings on the vouchers? ====
Line 81: Line 102:
 When the template is cut, the horizontal cut goes exactly through these three dots. As a result, each voucher has a half dark dot at the top edge. The dots are arranged so that they are on the far left of the 1 and on the far right of the 120, according to the value of the voucher. So you can see dark lines on the top edge of a Minuto bundle and easily find vouchers of the same value. When the template is cut, the horizontal cut goes exactly through these three dots. As a result, each voucher has a half dark dot at the top edge. The dots are arranged so that they are on the far left of the 1 and on the far right of the 120, according to the value of the voucher. So you can see dark lines on the top edge of a Minuto bundle and easily find vouchers of the same value.
  
 +\\
  
-===== Payment, acceptance, redeeming ===== +===== PAYMENT =====
  
 ==== Can I buy anything with Minutos? ==== ==== Can I buy anything with Minutos? ====
  
-Minutos are a supplement to the standard means of payment. Many things are temporarily available only with Euros, Pounds, Dollars, Yen, etc, for example, gasoline, heating oil, telephone, electricity, gas, new cars and so on. With each person participating in the Minuto network, the variety of offers increases.+Minuto is intended as an interpersonal means of regional payment and is a supplement to legal tender. For the time being, many things will continue to be available only against Euro, Pounds, Dollars, Yen, etc., such as gasoline, heating oil, telephone, electricity, gas, new cars, etc. The same applies to major projects such as road construction. However, with each person participating in the Minuto network, the variety of offers and the number of possible uses increases.
  
-==== Do I have to issue Minutos to participate? ====+==== What's the validity of a Minuto voucher? ====
  
-No. The use of vouchers is as voluntary as the acceptance of Minutos as payment for one's own services. More important than issuing are offers in the region. Service providers are paid with vouchers for their services. Through their performance they receive Minutos, which they can spend again with other providers.+Each voucher has a registered validity limit. Newly created ̈Minutos are valid for 5 years (to be precise, until the end of the year of issue plus 5 years). The issuer may repeat the redemption obligation and create new Minuto according to personal needs. The quantity of Minutos in circulation as well as the coverage of the vouchers is in this way individually defined by each person.
  
-==== Is there a minimum age to issue Minutos? ====+==== Can Minutos only be redeemed at the respective issuer? ====
  
-Some young people are more capable than many adults in particular areas of expertise, such as computer operation. If, in addition to accepting the vouchers, young people also issue Minutos themselves, it should be noted that the guarantors must always be of legal age.+No. Similar to the Euro, Minuto vouchers as a medium of exchange can travel from person to person hundreds of times before they are redeemed at the respective issuer. Each person has the freedom to accept or reject the vouchers. However, the issuer of the respective voucher is obligated to redeem it within its period of validity. The issuer can provide any kind of service. The main thing is the satisfaction of the people involved.
  
-==== How many vouchers should/may everyone issue? ====+==== How do I know where to spend Minuto? ====
  
-To be able to pay small amounts one must have enough 1 and 5 Minuto vouchers. It therefore makes sense for each person to issue 10 sheets of vouchers. Each sheet represents 231 Minutos. 10 sheets are therefore 2310 Minutos, equal to 38.5 hours of qualitative work. This corresponds to one working week.+[[https://www.minuto-regional.de|www.minuto-regional.de]] is currently the central portal for offers and requests in Austria, Germany and Switzerland. In general, Minuto is a social networking project. Participants meet regularly in their region. For beginners, it is highly recommended to attend these meetings to get to know other participants and to better understand the details of Minuto's output and application.
  
-==== Can Minutos only be redeemed at the respective issuer? ====+==== Where do I find offers? ====
  
-Similar to the euro, the Minuto voucher as a medium of exchange can travel from person to person hundreds of times before it is redeemed at the respective issuer. Each person has the freedom to accept or reject the vouchers. However, the issuer of the respective voucher is obligated to redeem it within its period of validity. The issuer can provide any kind of service. The main thing is the satisfaction of the people involved.+Minuto is a decentralized and self-responsible concept, so you should actively network locally even without the Internet. Of course, modern means of communication can also be used. A central possibility for offers and requests is currently located at: www.minuto-regional.de
    
-==== Are the guarantors generally obligated to redeem the Minutos? ====+==== Is there a directory with all participants and their offers? ====
  
-No. Guaranteeing a voucher means having to provide an equivalent service if the issuer and his legal successors (heirs) are unable to provide a service, for example in the event of: Inability to work or earn, "address unknown" or death. The stamp imprint of the guarantor is at the same time also advertising for the offers of the guarantor as well as an expression of social networking and solidarity.+To participate in a Minuto group, you first fill out a form with your own offers. This sheet is then copied and distributed to the other group members. In this way, instead of a central directory, each individual creates his or her own "yellow pages" with preferred exchange partners. Everyone is free to create a list of their own contacts.
  
-==== What's the validity of a Minuto voucher? ====+\\
  
-Each voucher has a registered validity limit. Newly created ̈Minutos are valid for 5 years (to be precise, until the end of the year of issue plus 5 years). The issuer may repeat the redemption obligation and create new Minuto according to personal needs. The quantity of Minutos in circulation as well as the coverage of the vouchers is in this way individually defined by each person.+===== ACCEPTANCE, REDEMPTION ===== 
  
-==== Can a voucher redeemed by the issuer be used a 2nd time? ====+==== What do I do as a provider if someone wants to pay with supra-regional Minuto vouchers? ====
  
-If the voucher is valid for more than 3 years, the issuer can use the voucher repeatedly. As soon as the validity period is shorter than 3 years, the issuer destroys the voucher after redemption. Due to this rule, participants of the network practically never receive vouchers that are about to expire.+You can accept them, charge a surcharge or refuse them:
  
-==== How do I know where to spend Minuto? ====+  * **Accept**, if you are going to make a trip to that region in the foreseeable future or purchase something from there.
  
-[[https://www.minuto-regional.de|www.minuto-regional.de]] is currently the central portal for offers and requests in Austria, Germany and Switzerland. In general, Minuto is a social networking project. Participants meet regularly in their region. For beginners, it is highly recommended to attend these meetings to get to know other participants and to better understand the details of Minuto's output and application.+  * **Charge a surcharge** (e.g. 10%) if there is a carpool or travel center in your region that offers and exchanges Minutos of different origins, just like with foreign currency. Then you can take these bills to the exchange office and ask for Minutos of your own region. For this service, the exchange office may charge, for example, 5%. - On the other hand, if you are planning a trip, you can ask for Minutos of the vacation region when choosing a ride or buying a travel ticket, and offer time vouchers of your region. In this way, cross-regional networking and compatibility is ensured, while at the same time each individual Minuto voucher tends to the region of origin, thus strengthening it.
  
-==== Where do I find offers? ====+  * **Decline**
  
-Minuto is a decentralized and self-responsible concept, so you should actively network locally even without the Internet. Of course, modern means of communication can also be used. A central possibility for offers and requests is currently located at: www.minuto-regional.de+==== Can a voucher redeemed by the issuer be used a 2nd time? ==== 
 + 
 +If the voucher is valid for more than 3 years, the issuer can use the voucher repeatedly. As soon as the validity period is shorter than 3 years, the issuer destroys the voucher after redemption. Due to this rule, participants of the network practically never receive vouchers that are about to expire.
    
-==== Is there a directory with all participants and their offers? ====+==== Are the guarantors generally obligated to redeem the Minutos? ====
  
-To participate in a Minuto group, you first fill out a form with your own offers. This sheet is then copied and distributed to the other group members. In this way, instead of a central directory, each individual creates his or her own "yellow pages" with preferred exchange partners. Everyone is free to create a list of their own contacts.+No. Guaranteeing a voucher means having to provide an equivalent service if the issuer and his legal successors (heirs) are unable to provide a service, for example in the event of: Inability to work or earn, "address unknown" or death. The stamp imprint of the guarantor is at the same time also advertising for the offers of the guarantor as well as an expression of social networking and solidarity.
  
-==== Can retail stores also participate? ====+----
  
-Yes, it is possible. A sign can be placed in the entrance area of the store. (There is a print template for this.) This will indicate the zip code area whose vouchers are usually accepted. However, in the longer term, business owners will only accept Minutos if their suppliers also accept Minutos.+===== CRITIQUE =====
  
-==== Are there current accounts for Minuto? ====+==== What about elderly or disabled people who can't perform or issue Minutos? ====
  
-No. Each individual voucher is a certificate. Legally, it is a 'bearer bond'. Computer use could eliminate the individual responsibility assignment as well as reduce social networking.+When new ideas are introduced, people often unconsciously want a general solution to all our social problems. Minuto is basically just a means of payment with almost ideal properties that ensures that goods and services can be exchanged fairly and efficiently. How people in need of help are dealt with is basically a different topic.
  
 +However, one thing can already be said, since very many of our social problems result from the monopoly position of the current money, in a world with many different means of payment, e.g. like Minuto, many of our problems would not occur at all or they would be less pronounced. Thus, it would be much easier to help people in need, because we would live in more prosperity and would have much more time to help others.
  
 +
 +\\
 Source: [[https://www.minutocash.org|www.minutocash.org]] (partly altered) Source: [[https://www.minutocash.org|www.minutocash.org]] (partly altered)
 +
 +===== Questions? =====
 +
 +See our [[en:faq|frequently asked questions]] or post a [[en:discussion|comment]].
en/faq.1653692763.txt.gz · Last modified: 2022/05/28 01:06 by david

Page Tools

Except where otherwise noted, content on this wiki is licensed under the following license: Lizenz Freie Kunst 1.1
Original Projekt: www.minutocash.org - Datenschutz - Impressum
Driven by DokuWiki