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- | ~~DISCUSSION|Weitere Fragen oder Anmerkungen? | ||
====== Frequently Asked Questions (FAQ) ====== | ====== Frequently Asked Questions (FAQ) ====== | ||
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+ | \\ | ||
+ | ===== Index ===== | ||
+ | * [[# | ||
+ | * [[# | ||
+ | * [[# | ||
+ | * [[# | ||
+ | * [[# | ||
+ | \\ | ||
===== GENERAL QUESTIONS ===== | ===== GENERAL QUESTIONS ===== | ||
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In a performance-oriented society based on the division of labor, the duration of work is insufficient as the sole measure of value. Therefore, the indication of minutes on the vouchers is linked to the terms ' | In a performance-oriented society based on the division of labor, the duration of work is insufficient as the sole measure of value. Therefore, the indication of minutes on the vouchers is linked to the terms ' | ||
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- | ==== Exchange rate ==== | ||
- | |||
- | Minuto vouchers are based on qualitative human working time, therefore they are stable in value during the validity period. The conversion rate, may vary depending on the region and may also change, for example, due to inflation of the legal currency. The price of a craftsman hour is a rough guide to determine the conversion rate. | ||
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- | **Recommended conversion rate: 60 minuto = 30€ (as of 2021)**. | ||
==== Business use / Taxes ==== | ==== Business use / Taxes ==== | ||
- | For business use, you need the conversion | + | For business use, you need the conversion rate, see [[en: |
- | + | ||
- | It can make sense to accept only a percentage in minuto, so that enough euros are taken in to be able to pay expenses, taxes, etc. | + | |
==== How are sales in Minuto taxed? ==== | ==== How are sales in Minuto taxed? ==== | ||
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The Minuto is designed to optimize neighborly help and the exchange of friendly turns. Sales of this type are usually tax-exempt.\\ | The Minuto is designed to optimize neighborly help and the exchange of friendly turns. Sales of this type are usually tax-exempt.\\ | ||
- | Business owners can also use Minutos. Commercial transactions in Minuto are subject to tax in the same way as in conventional currencies and are paid in them. The recommended conversion rate for accounting purposes is: 60 minutos = 30 Euros (Aug 2010). In some municipalities it is already possible to pay taxes in complementary currencies. | + | Business owners can also use Minutos. Commercial transactions in Minuto are subject to tax in the same way as in conventional currencies and are paid in them. The recommended conversion rate for accounting purposes is: 60 minutos = 30 Euros (Aug 2010). In some municipalities it is already possible to pay taxes in complementary currencies. Learn more about the [[en: |
==== Can retail stores also participate? | ==== Can retail stores also participate? | ||
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The possibility of making your own means of payment is exceptional and can cause excessive enthusiasm. However, more important than the vouchers are the service offers. This must be pointed out again and again. | The possibility of making your own means of payment is exceptional and can cause excessive enthusiasm. However, more important than the vouchers are the service offers. This must be pointed out again and again. | ||
- | ===== Isn't it all too elaborate and complicated? | + | ==== Isn't it all too elaborate and complicated? |
Often at the beginning the argument comes that the thing with the guarantors and the effort to create valid Minuto is too complicated. At the first moment it may seem so, however, a distinction must be made between the use and the creation of Minuto vouchers. The creation of new Minuto is somewhat complex, but the use is very simple and not everyone has to create Minuto to participate. | Often at the beginning the argument comes that the thing with the guarantors and the effort to create valid Minuto is too complicated. At the first moment it may seem so, however, a distinction must be made between the use and the creation of Minuto vouchers. The creation of new Minuto is somewhat complex, but the use is very simple and not everyone has to create Minuto to participate. | ||
+ | \\ | ||
===== ISSUANCE ===== | ===== ISSUANCE ===== | ||
+ | |||
+ | ==== Do I have to issue Minutos to participate? | ||
+ | |||
+ | No. The use of vouchers is as voluntary as the acceptance of Minutos as payment for one's own services. More important than issuing are offers in the region. Service providers are paid with vouchers for their services. Through their performance they receive Minutos, which they can spend again with other providers. | ||
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+ | ==== Is there a minimum age to issue Minutos? ==== | ||
+ | |||
+ | Some young people are more capable than many adults in particular areas of expertise, such as computer operation. If, in addition to accepting the vouchers, young people also issue Minutos themselves, it should be noted that the guarantors must always be of legal age. | ||
+ | |||
+ | ==== How many vouchers should/may everyone issue? ==== | ||
+ | |||
+ | To be able to pay small amounts one must have enough 1 and 5 Minuto vouchers. It therefore makes sense for each person to issue 10 sheets of vouchers. Each sheet represents 231 Minutos. 10 sheets are therefore 2310 Minutos, equal to 38.5 hours of qualitative work. This corresponds to one working week. | ||
==== Does the issuer have to write all of its service offerings on the vouchers? ==== | ==== Does the issuer have to write all of its service offerings on the vouchers? ==== | ||
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When the template is cut, the horizontal cut goes exactly through these three dots. As a result, each voucher has a half dark dot at the top edge. The dots are arranged so that they are on the far left of the 1 and on the far right of the 120, according to the value of the voucher. So you can see dark lines on the top edge of a Minuto bundle and easily find vouchers of the same value. | When the template is cut, the horizontal cut goes exactly through these three dots. As a result, each voucher has a half dark dot at the top edge. The dots are arranged so that they are on the far left of the 1 and on the far right of the 120, according to the value of the voucher. So you can see dark lines on the top edge of a Minuto bundle and easily find vouchers of the same value. | ||
+ | \\ | ||
- | ===== PAYMENT, ACCEPTANCE, REDEEMING | + | ===== PAYMENT ===== |
==== Can I buy anything with Minutos? ==== | ==== Can I buy anything with Minutos? ==== | ||
- | Minutos are a supplement to the standard | + | Minuto is intended as an interpersonal |
- | ==== Do I have to issue Minutos to participate? ==== | + | ==== What's the validity of a Minuto voucher? ==== |
- | No. The use of vouchers is as voluntary | + | Each voucher has a registered validity limit. Newly created ̈Minutos are valid for 5 years (to be precise, until the end of the year of issue plus 5 years). The issuer may repeat the redemption obligation and create new Minuto according to personal needs. The quantity |
- | ==== Is there a minimum age to issue Minutos? ==== | + | ==== Can Minutos |
- | Some young people are more capable than many adults in particular areas of expertise, such as computer operation. If, in addition | + | No. Similar to the Euro, Minuto vouchers |
- | ==== How many vouchers should/may everyone issue? ==== | + | ==== How do I know where to spend Minuto? ==== |
- | To be able to pay small amounts one must have enough 1 and 5 Minuto vouchers. It therefore makes sense for each person to issue 10 sheets of vouchers. Each sheet represents 231 Minutos. 10 sheets are therefore 2310 Minutos, equal to 38.5 hours of qualitative work. This corresponds | + | [[https:// |
- | ==== Can Minutos only be redeemed at the respective issuer? ==== | + | ==== Where do I find offers? ==== |
- | Similar to the euro, the Minuto | + | Minuto |
- | ==== Are the guarantors generally obligated to redeem the Minutos? ==== | + | ==== Is there a directory with all participants and their offers? ==== |
- | No. Guaranteeing a voucher means having | + | To participate in a Minuto group, you first fill out a form with your own offers. This sheet is then copied and distributed |
- | ==== What's the validity of a Minuto voucher? ==== | + | \\ |
- | Each voucher has a registered validity limit. Newly created ̈Minutos are valid for 5 years (to be precise, until the end of the year of issue plus 5 years). The issuer may repeat | + | ===== ACCEPTANCE, REDEMPTION ===== |
+ | |||
+ | ==== What do I do as a provider if someone wants to pay with supra-regional Minuto vouchers? ==== | ||
+ | |||
+ | You can accept them, charge a surcharge or refuse them: | ||
+ | |||
+ | * **Accept**, if you are going to make a trip to that region in the foreseeable future or purchase something from there. | ||
+ | |||
+ | * **Charge a surcharge** (e.g. 10%) if there is a carpool or travel center in your region that offers and exchanges Minutos | ||
+ | |||
+ | * **Decline** | ||
==== Can a voucher redeemed by the issuer be used a 2nd time? ==== | ==== Can a voucher redeemed by the issuer be used a 2nd time? ==== | ||
If the voucher is valid for more than 3 years, the issuer can use the voucher repeatedly. As soon as the validity period is shorter than 3 years, the issuer destroys the voucher after redemption. Due to this rule, participants of the network practically never receive vouchers that are about to expire. | If the voucher is valid for more than 3 years, the issuer can use the voucher repeatedly. As soon as the validity period is shorter than 3 years, the issuer destroys the voucher after redemption. Due to this rule, participants of the network practically never receive vouchers that are about to expire. | ||
+ | |||
+ | ==== Are the guarantors generally obligated to redeem the Minutos? ==== | ||
- | ==== How do I know where to spend Minuto? ==== | + | No. Guaranteeing a voucher means having |
- | [[https:// | + | ---- |
- | ==== Where do I find offers? | + | ===== CRITIQUE ===== |
- | Minuto is a decentralized and self-responsible concept, so you should actively network locally even without the Internet. Of course, modern means of communication can also be used. A central possibility for offers and requests is currently located at: www.minuto-regional.de | + | ==== What about elderly or disabled people who can't perform or issue Minutos? ==== |
- | + | ||
- | ==== Is there a directory with all participants and their offers? ==== | + | |
- | To participate in a Minuto | + | When new ideas are introduced, people often unconsciously want a general solution to all our social problems. |
+ | However, one thing can already be said, since very many of our social problems result from the monopoly position of the current money, in a world with many different means of payment, e.g. like Minuto, many of our problems would not occur at all or they would be less pronounced. Thus, it would be much easier to help people in need, because we would live in more prosperity and would have much more time to help others. | ||
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+ | \\ | ||
Source: [[https:// | Source: [[https:// | ||
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+ | ===== Questions? ===== | ||
+ | |||
+ | See our [[en: |